Although South-east Asia has witnessed a massive digital adoption spurt, up to 60-70% of the population in South-east Asia is still underbanked or remained underserved by traditional financial institutions.

Digital financial services (DFS) providers can help to close this gap. DFS uptake can improve the delivery of both public and private services. In Indonesia, DFS offers an unprecedented growth opportunity to introduce unbanked and underbanked Indonesians into the formal financial system.

This public discussion aims to understand the opportunity provided by digital financial services to financial inclusion taking into account the progress and status of current financial regulations in Indonesia. The public discussion is expected to produce some recommendations to contextualize the research to relevant policy strategies.

Welcoming Remarks

Ming Tan

Executive Director
Tech For Good Institute

Welcoming Remarks

Yose Rizal Damuri

Executive Director
Centre for Strategic and International Studies

Welcoming Remarks

Rico Usthavia Frans

Steering Committee
Indonesia Fintech Society


Astrid Meilasari-Sugiana

Visiting Fellow
ISEAS–Yusof Ishak Institute

Edwin Nurhadi

Director of Financial Inclusion Development
Otoritas Jasa Keuangan

Karaniya Dharmasaputra

Steering Committee
Indonesia Fintech Society

Melissa Tan

Research Fellow
Tech for Good Institute

Raymond Atje